It is a loan that allows the borrower to obtain money in return for mortgaging the property for a certain period to the financier as a guarantee, until the agreed installments are paid in full. That is, in the event that the borrower fails to pay, the lender has the right to take the necessary measures to acquire the property. In this context, the bank obligated the financing agencies to document the real estate mortgages according to the reality of their contracts and to stop the procedures related to the transfer of ownership of the property instead of mortgaging it.